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Virginia Commercial Trucking Insurance

Trucking insurance that keeps your wheels turning

Whether you run one truck or a growing fleet, one accident or a missed filing can park your business. Action Insurance Agency shops trucking coverage from multiple insurance companies and helps you get the filings you need in place, so you can keep hauling with confidence.

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  • Business Insurance

    EASY QUOTE REQUEST

    We would love to hear from you! Please complete this simple form and we will get in touch with you soon regarding your insurance needs.

Since 1992

Protecting local businesses and drivers

Many carriers

Shopped for your operation

All rigs

From box trucks to tractor-trailers

$0

For a trucking insurance quote

Why truckers choose us

Trucking coverage from people who speak your language

Commercial trucking insurance is complex, and the wrong policy can cost you loads, cargo or time off the road. We know what shippers, brokers and regulators expect, and we build your coverage around it.

We shop, you save

We compare trucking programs from multiple insurance companies, so you get the protection you need at a competitive rate.

Filings handled with you

Need federal or state filings? We help you get the right filings in place so you can stay on the road.

On your side after an accident

When something goes wrong on the road, you have a local agent who knows your policy and helps you through the claim.

Coverage explained

Coverage built for the road

We’ll help you put together a trucking program that fits your equipment, your cargo and your radius of operation.

Primary auto liability

Covers injuries and property damage you cause to others while operating your truck. It is the core coverage for running under your own authority.

Physical damage

Pays to repair or replace your tractor and trailer after a collision, fire, theft or other covered loss.

Motor truck cargo

Protects the freight you haul against loss or damage while it is in your care.

Non-trucking and bobtail liability

Protects owner-operators leased to a motor carrier when driving without a load or off dispatch.

General liability

Covers claims that happen off the road, such as an injury at a loading dock or a customer location.

Trailer interchange and extras

Adds coverage for non-owned trailers, towing, rental reimbursement and other options for your operation.

Coverage descriptions are general summaries. Your policy documents govern the actual coverage, limits and exclusions.

One uninsured loss or missed filing can take a truck off the road for good.

Advice from our licensed agents

Protect your livelihood

The right trucking program protects more than your truck

Shippers and brokers expect proof of coverage, regulators expect your filings and your equipment is your livelihood. We’ll help you choose the right liability limits, cargo coverage and deductibles, and get your certificates out quickly so you never miss a load.

Trucks we insure

We insure the trucks you drive

From a single box truck to a growing fleet of tractor-trailers, we help owner-operators, new ventures and established carriers find coverage that fits.

Coverage availability varies by insurance company, equipment and operation.

How it works

Get a trucking quote in four easy steps

No pressure and no runaround. Just a simple process that fits life on the road.

01

Tell us about your operation

Share your MC or DOT number, equipment, radius and the commodities you haul, online or by phone.

02

We shop the market

We take your operation to the trucking insurance companies we represent and compare coverage and pricing.

03

Review your options

A licensed agent walks you through limits, deductibles and filings, and answers every question.

04

Hit the road covered

Choose your coverage and we’ll help get your filings and certificates in place.

Questions, answered

Trucking insurance FAQs

What do I need for a trucking insurance quote?

Your MC or DOT number if you have one, driver information, the trucks and trailers you run, your radius of operation and the commodities you haul.

Can you quote a new trucking venture?

Yes. We work with new ventures as well as established carriers. Tell us about your experience and plans, and we’ll shop the companies that fit your situation.

What is the difference between primary and non-trucking liability?

Primary liability covers you while operating under your own authority or on dispatch. Non-trucking liability protects owner-operators leased to a carrier when they drive off dispatch.

Do you help with federal and state filings?

Yes. Let us know which filings you need, and we will help get them in place with your insurance company.

Let’s get started

Ready to get your trucks covered?

Get a free, no-obligation trucking insurance quote from Action Insurance Agency today. Tell us about your operation, and a local agent will take it from there.