{"id":194,"date":"2011-05-27T19:12:53","date_gmt":"2011-05-28T01:12:53","guid":{"rendered":"http:\/\/www.insuredco.us\/?page_id=194"},"modified":"2019-08-20T12:47:00","modified_gmt":"2019-08-20T18:47:00","slug":"long-term-care","status":"publish","type":"page","link":"https:\/\/www.action-insurance.net\/virginia\/insurance\/personal-insurance\/long-term-care\/","title":{"rendered":"Long-Term Care Insurance"},"content":{"rendered":"\n
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<\/span>Action Insurance Agency<\/div>\n

Long-Term Care Insurance throughout Virginia<\/h2>\n
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Long-Term Care Insurance helps you protect your assets and maintain financial security should you need extended care later in life. The phrase “long-term care” refers to a broad range of medical and personal services — assistance you may need if you are unable to care for yourself due to a chronic illness, disability, or physical and mental impairments that limit daily living activities.<\/p>\n

The national average cost of one year in a nursing home exceeds $55,000 — and in some regions, it’s more than double that. Medicare coverage is very limited. Long-term care insurance fills this gap, protecting your savings and giving your family peace of mind whether care is needed at home or in a facility.<\/p>\n<\/p><\/div>\n

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\n \"Elderly\n <\/div>\n<\/p><\/div>\n<\/p><\/div>\n

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Ideal Ages<\/div>\n
40 – 84<\/div>\n<\/p><\/div>\n
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Care Setting<\/div>\n
Home & Facility<\/div>\n<\/p><\/div>\n
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Asset Threshold<\/div>\n
$75K+ Households<\/div>\n<\/p><\/div>\n
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Planning Type<\/div>\n
Future Security<\/div>\n<\/p><\/div>\n<\/p><\/div>\n

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Plan now — care costs won’t wait.<\/div>\n

Our agents help you evaluate coverage that protects your assets and supports your family when it matters most.<\/p>\n<\/p><\/div>\n

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<\/i>QUOTE ME NOW<\/a><\/p>\r\n
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Coverages Available<\/div>\n
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Long-Term Care Insurance throughout Virginia — Coverages Can Include:<\/p>\n

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\n Nursing home care\n <\/div>\n
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\n In-home care services\n <\/div>\n
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\n Assisted living facilities\n <\/div>\n
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\n Adult day care programs\n <\/div>\n
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\n Respite care for family caregivers\n <\/div>\n
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\n Hospice & palliative care\n <\/div>\n
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\n Memory care facilities\n <\/div>\n
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\n Home health aide visits\n <\/div>\n<\/p><\/div>\n<\/p><\/div>\n

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Long-term care insurance might be appropriate if your household assets average more than $75,000 per person and your annual income is at least $30,000 per person. Action Insurance Agency in Yorktown, Virginia can help you assess your needs and find the right level of coverage. Contact us today.<\/strong><\/p>\n<\/p><\/div>\n<\/div>\n