Long-Term Care Insurance throughout Virginia
Long-Term Care Insurance helps you protect your assets and maintain financial security should you need extended care later in life. The phrase “long-term care” refers to a broad range of medical and personal services — assistance you may need if you are unable to care for yourself due to a chronic illness, disability, or physical and mental impairments that limit daily living activities.
The national average cost of one year in a nursing home exceeds $55,000 — and in some regions, it’s more than double that. Medicare coverage is very limited. Long-term care insurance fills this gap, protecting your savings and giving your family peace of mind whether care is needed at home or in a facility.
Our agents help you evaluate coverage that protects your assets and supports your family when it matters most.
Long-Term Care Insurance throughout Virginia — Coverages Can Include:
Nursing home care
In-home care services
Assisted living facilities
Adult day care programs
Respite care for family caregivers
Hospice & palliative care
Memory care facilities
Home health aide visits
Long-term care insurance might be appropriate if your household assets average more than $75,000 per person and your annual income is at least $30,000 per person. Action Insurance Agency in Yorktown, Virginia can help you assess your needs and find the right level of coverage. Contact us today.