About

Experience the difference in dedication and quality protection from Action Insurance Agency.

About Action Insurance Agency

Yorktown's independent agency for coverage that truly fits

Since 1992, Action Insurance Agency has helped thousands of individuals, families and business owners protect what matters most. Because we’re independent, we aren’t tied to a single insurance company. We compare options from the carriers we represent, explain them in plain language and help you choose coverage that fits your life and your budget.
Two people review and write on paperwork at a wooden desk under a lamp beside an office window.

Right here in Yorktown

5627 George Washington Mem Hwy., Yorktown, VA

The independent advantage

We work for you, not for an insurance company

We represent several well-known, reputable insurance companies, so our advice starts with your needs instead of one company’s product list. We evaluate what you need, then find the company that gives you the best value for your dollar.

More choices, better value

We shop your coverage with multiple carriers so you can compare real options side by side, not a single take-it-or-leave-it quote.

Advice in plain language

Our experienced agents explain every option clearly, so you know exactly what you are buying and why it matters.

On your side at claim time

The companies we represent are known for fast, fair claims service, and we stay your advocate from the first quote to the final claim check.

How we work with you

Getting the right coverage is simple

No jargon, no pressure. Here is what working with Action Insurance Agency looks like.

01

Tell us what matters

Share a little about your family, home, vehicles or business. A quick call or an online quote request is all it takes.

02

We shop the market

We compare coverage and pricing from the insurance companies we represent to find your strongest options.

03

Choose with confidence

We walk you through each option side by side, with no pressure and no obligation, so the decision is yours.

04

We stay in your corner

Policy changes, coverage reviews and claims support: we are here for you long after the paperwork is done.

What we protect

Coverage for your home, family and business

Whether you are insuring your first car or a growing company, we build a plan around the way you live and work.

Personal insurance

Protect your family, your home and everything you drive with coverage that fits your life.

Business insurance

Keep your business, your people and your income protected, whatever your industry.

Our belief has not changed since 1992: provide the best in coverage and personal service, and make sure you feel confident in your protection long before you ever need it.

The Action Insurance Agency team

What you can count on

A local team that puts you first

Our Team of Insurance

Professionals

Our focus is to help you make an informed decision about the coverage and policy options you have to be confident in your level of protection and pleased with the process.

Tim Ratliff, LUTCF

CEO
Yorktown, VA Office

Steve Ratliff

President
Grafton, VA Office

Tina Rhodes

Yorktown, VA Office

Andrew

Andrew Hocker

Agent
Herndon, VA Office

SH

Sandee Ham

Customer Service Representative
Yorktown, VA Office

Let's talk

Let's find the right coverage for you

Get a free, no-obligation quote in minutes, give us a call, or stop by our office on George Washington Memorial Highway in Yorktown. We’d love to meet you.
Action Insurance Agency, Inc. is licensed in and provides services to residents of Virginia. Insurance coverage cannot be bound or changed by submitting any online form or application on this site. No binder, insurance policy, change, addition or deletion to insurance coverage takes effect unless and until it is confirmed directly by a licensed agent.