Gloucester, VA Insurance

Experience the difference in dedication and quality protection from Action Insurance Agency.

Insurance in Gloucester, VA

Insurance for Gloucester homes, land and waterfront

From the Courthouse to Gloucester Point and out to Guinea, life here means more land, more water and more to protect. Since 1992, Action Insurance Agency has helped families and business owners on both sides of the York River compare options from several insurance companies and choose coverage that fits. We are just across the Coleman Bridge on Route 17.

Just across the Coleman Bridge

5627 George Washington Mem Hwy., Yorktown, VA

What matters here

The coverage questions Gloucester raises

Every community has its own risks. These are the ones worth a careful look if you own a home, land or a business in Gloucester County.

Water on three sides

With the York River, Mobjack Bay and the Piankatank close by, storm surge and heavy rain are part of life here. Flood damage is not covered by a standard homeowners policy, so we quote flood coverage separately and explain any wind or named-storm deductible on your home policy.

Land, barns and outbuildings

Acreage, detached garages, workshops and equipment change what a home policy needs to do. We check the limits for other structures, tractors and tools, and help small farms and home-based businesses find coverage built for them.

Boats, docks and work on the water

A boat policy protects more than the hull: liability, trailers, motors and gear all matter. We also help working watermen and marine businesses with the commercial coverage a personal policy leaves out.

Good to know

Four questions worth asking before you renew

A few minutes on these now can prevent an unpleasant surprise at claim time.

Does my home policy cover flooding?

No. Flood is excluded from standard homeowners policies, whether the water comes from a river, the bay or days of rain. We can quote a separate flood policy so you can decide with real numbers.

What is my wind deductible?

Many coastal Virginia policies apply a separate, higher deductible to wind or named-storm claims. It is often a percentage of your home’s insured value, so it pays to know the dollar amount before hurricane season.

Are my outbuildings insured for enough?

Detached structures usually have their own limit, set as a share of your home’s coverage. If you have added a barn, workshop or large garage, that limit may need to go up.

Is my auto coverage ready for the commute?

Daily drives on Route 17 and over the bridge add up. Higher liability limits, uninsured motorist coverage and roadside help protect you when the other driver’s insurance falls short.

Coverage in Gloucester

Protection for your home, your land and your business

Whether you live near the Courthouse, farm a few acres in White Marsh or keep a boat at Gloucester Point, we build a plan around how you live and work.

Personal insurance

Coverage for your home, your vehicles and the people who depend on you.

Business insurance

Coverage for the contractors, shops and service businesses that keep Gloucester running.

Life in Gloucester means open land, open water and neighbors who look out for each other. We bring that same attitude to your insurance.

The Action Insurance Agency team

Where we work

Serving Gloucester and its neighbors

Let's talk

Let's find the right coverage for your Gloucester home or business

Get a free, no-obligation quote in minutes, give us a call, or visit our office on George Washington Memorial Highway in Yorktown, just across the Coleman Bridge.

Action Insurance Agency, Inc. is licensed in and provides services to residents of Virginia. Insurance coverage cannot be bound or changed by submitting any online form or application on this site. No binder, insurance policy, change, addition or deletion to insurance coverage takes effect unless and until it is confirmed directly by a licensed agent.